Lending Rates
 
 
Products Interest rate w.e.f May 18, 2014
Mid Rate Range
1) Agriculture (As per Bangladesh Bank Directives) 13.00% 13.00%
2) Export (As per Bangladesh Bank Directives) 7.00% 7.00%
3) Large and medium scale industries (Term) 14.00% 12.50%-15.50%
4) Small Industries (Term Loan) 15.00% 13.50%-16.50%
5) Working Capital    
a) Large and medium scale industries 14.00% 12.50%-15.50%
b) Small Industries 15.00% 13.50%-16.50%
6) Commercial Lending    
a) Large and medium scale industries 15.50% 14.00%-17.00%
b) Small Industries 15.50% 14.00%-17.00%
7) Housing Loans 16.00% 14.50%-17.50%
8) Consumer Credit 18.50% 17.00%-20.00%
9) Credit Card 2.00% per month 2.00% per month
10) Finance to NBFI's 16.50% 15.00%-18.00%
11) Others    
i) Cash collateral-ABBL FDR (Maximum 90.00%)   FDR Rate + 3% spread
ii) Cash Collateral - Other Banks FDR or WDB (Maximum 90.00%) 16.75% 15.25%-18.25%
iii) Women Enterpreneur upto Tk 50.00 lac (As per Bangladesh Bank Directives) 10.00% 10.00%
iv) Special Scheme Loans - SME 16.50% 15.00%-18.00%
v) Auto Loan 17.50% 16.00%-19.00%

Notes:
  1. For taking exposure on "Digun Loan" under Special Scheme, the rate will be 8% above the instruments' rate.
  2. For Women Entrepreneur (above Tk. 50.00 lac), the rate will be 15.00%-18.00%.