| Products |
Mid Rate
(Previous) |
Mid Rate |
Interest rate w.e.f January 01, 2013 |
| 1) Agriculture (As per Bangladesh Bank Directives) |
13.00% |
13.00% |
13.00% |
| 2) Export (As per Bangladesh Bank Directives) |
7.00% |
7.00% |
7.00% |
| 3) Large and medium scale industries (Term) |
14.00% |
14.00% |
12.50%-15.50% |
| 4) Small Industries (Term Loan) |
16.50% |
15.50% |
14.00%-17.00% |
| 5) Working Capital |
| a) Large and medium scale industries |
14.00% |
14.00% |
12.50%-15.50% |
| b) Small Industries |
16.50% |
16.50% |
14.00%-17.00% |
| 6) Commercial Lending |
|
|
|
| a) Large and medium scale industries |
15.50% |
15.50% |
14.00%-17.00% |
| b) Small Industries |
16.50% |
16.00% |
14.50%-17.50% |
| 7) Housing Loans |
16.50% |
16.00% |
14.50%-17.50% |
| 8) Consumer Credit |
19.50% |
19.50% |
18.00%-21.00% |
| 9) Credit Card |
2.00% per month |
2.00% per month |
2.00% per month |
| 10) Finance to NBFI's |
16.50% |
16.50% |
15.00%-18.00% |
| 11) Others |
| i) Cash collateral-ABBL FDR (Maximum 80.00%) |
16.50% |
16.50% |
15.00%-18.00% |
| ii) Cash Collateral - Other Banks FDR or WDB |
16.75% |
16.75% |
15.25%-18.25% |
| iii) Women Enterpreneur upto Tk 50.00 lac (As per Bangladesh Bank Directives) |
10.00% |
10.00% |
10.00% |
| iv) Special Scheme Loans - SME |
16.50% |
16.50% |
15.00%-18.00% |
| v) Import Finance (Rice, Wheet, Edible Oil, Lentils, Peas, Onion, Dates, Suger and Chemical Fertilizer) |
14.00% |
14.00% |
12.50%-15.50% |
| vi) Auto Loan |
17.50% |
17.50% |
16.00%-19.00% |
